MediSavers Prime Life 48
Embrace Your Health with Peace of Mind
Live Well, Stay Protected with Prime Life 48
Be ready for anything. Life is unpredictable, but not out of control. Prepare for the unexpected with our Life Protection inclusive of 48 Critical Illnesses Coverage under MediSavers Prime Life 48.
Stay protected against 48 critical illnesses and receive life coverage in one package.
Stay protected against 48 critical illnesses and receive life coverage in one package.
MediSavers Prime Life 48 - Membership Programme
Choose your Best Plan
FULL PAYMENT EASY PAYMENT PLAN MONTHLY STANDING INSTRUCTION (MSI)
Silver Plan
RM450.00 /yearly
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Gold Plan
RM775.00 /yearly
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Platinum Plan
RM1,360.00 /yearly
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Diamond Plan
RM1,960.00 /yearly
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Frequently Asked Questions
What is Prime Life 48 Program?
Prime Life 48 Program is a non-participating yearly renewable group term life plan designed for MediSavers eligible community between 30 days old to 65 years old next birthday. The plan provides coverage on death, Total and Permanent Disability (“TPD”) due to natural and accidental causes and Accelerated Critical Illness Benefits.
Prime Life 48 Program is a non-participating yearly renewable group term life plan designed for MediSavers eligible community between 30 days old to 65 years old next birthday. The plan provides coverage on death, Total and Permanent Disability (“TPD”) due to natural and accidental causes and Accelerated Critical Illness Benefits.
What is the coverage term?
The plan is guaranteed yearly renewable up to Insured attaining age 80 years old (next birthday).
The plan is guaranteed yearly renewable up to Insured attaining age 80 years old (next birthday).
Do I need to undergo medical check-up to buy the plan?
No. You just need to answer 4 simple health questionnaires after selecting your desired membership package.
No. You just need to answer 4 simple health questionnaires after selecting your desired membership package.
How do I receive my Certificate document after purchase?
Upon successful application of the plan, you will be receiving your eCertificate via email.
Upon successful application of the plan, you will be receiving your eCertificate via email.
Can I change my payment frequency mode?
Yes, you may change your payment frequency mode upon Certificate renewal. Only Annual or Monthly mode is allowed for this plan.
Yes, you may change your payment frequency mode upon Certificate renewal. Only Annual or Monthly mode is allowed for this plan.
Can I change the amount of cover after purchasing it?
You can opt to reduce the amount or downgrade the plan but increase the amount or upgrading the plan is not allowed.
You can opt to reduce the amount or downgrade the plan but increase the amount or upgrading the plan is not allowed.
To whom will my Certificate of Insurance pay in the event of death?
The benefits will be paid to whom you have nominated as your beneficiaries. For Total and Permanent Disability claim or Accelerating Critical Illness claim, the benefits will be payable to you.
The benefits will be paid to whom you have nominated as your beneficiaries. For Total and Permanent Disability claim or Accelerating Critical Illness claim, the benefits will be payable to you.
Will my insurance coverage terminate if I’m no longer a community of MediSavers/MetaFin ?
Yes, the insurance coverage will only continue to remain inforce until the next premium due date and shall cease thereafter.
Yes, the insurance coverage will only continue to remain inforce until the next premium due date and shall cease thereafter.
Will my insurance coverage terminate if the master policy has been terminated?
Yes, if the master policy has been terminated, the insurance coverage will only continue to remain inforce until the next premium due date and shall cease thereafter.
Yes, if the master policy has been terminated, the insurance coverage will only continue to remain inforce until the next premium due date and shall cease thereafter.
If my Certificate of Insurance is terminated 30 days after non-payment of premium (lapsed), can I revive my policy?
No, reinstatement of a lapsed policy is not allowed. Therefore, it is important that you pay yourpremium on time.
No, reinstatement of a lapsed policy is not allowed. Therefore, it is important that you pay yourpremium on time.
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Disclaimer: MediSavers/MetaFin users have the option to directly self-sign up for the Prime Life 48 Program in the MetaFin Digital Platform. This program is underwritten by Manulife Malaysia , and the enrollment process is facilitated by authorized distributors Pathlab Health Management (M) Sdn. Bhd. The information herein may not fully reflect the context of the product disclosure sheet and full terms of the policy. Please refer to the documents for a detailed description of the product's features and the conditions under which any claims are made. MetaFin is not liable for misinterpretation of product benefits and claim conditions as described in the policy wording sheet and product disclosure sheet.